Privacy Policy - Lendflow

1. Information We Collect

Personal Information: name, email address, phone number, account credentials, and payment information if you use premium features.

Transaction and Lending Data: records of money lent or borrowed, interest rates, due dates, repayment history, and notes associated with each transaction.

Device and Usage Information: device type, operating system, app version, IP address, browser type (for web), usage logs, and crash reports.

Cookies and Tracking: cookies and similar technologies used to improve user experience and analyze usage.

2. How We Use Your Information

To provide and maintain the Services; calculate and display lending and interest information; process payments and subscriptions; communicate app updates and support; improve the app; and comply with legal obligations.

3. How We Share Your Information

We do not sell your information. We may share information with third-party service providers (analytics, hosting, payment processors) who perform services on our behalf.

We may disclose information to comply with the law, to protect rights, to respond to legal process, or to investigate fraud.

In the event of a merger, acquisition, or sale of assets, user data may be transferred as part of business assets.

4. Data Retention

We retain personal and transaction information as long as necessary to provide the Services, comply with legal obligations, resolve disputes, and enforce agreements. Users may request deletion of their account and associated data by contacting us via the details below.

5. Security

We use reasonable technical and organizational measures to protect your information. However, no transmission or electronic storage method is completely secure.

6. User Rights

Depending on your jurisdiction, you may have rights to access, correct, or delete your personal data, and to object to or restrict certain processing. To exercise these rights, contact us at the email below.

7. Children's Privacy

The Services are not intended for children under 13. We do not knowingly collect personal information from children under 13. If we become aware that such information has been collected, we will delete it promptly.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify users of material changes through the app or email. Continued use of the Services after changes constitutes acceptance of the updated policy.